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What Are No Credit Check Auto Loans?

The no credit check auto loan is becoming popular among bad credit borrowers. As the name suggests, you don’t have to have great credit in order to qualify for this type of loan. These auto loans that are granted regardless of credit and without a credit inquiry are often written out by the actual car dealership that sells the car. Typically, all that you will need for an auto loan without a credit check is a valid form of identification (like your driver’s license) and proof of your income. Some major car dealerships offer these types of loans, but mostly it is the “buy here, pay here” type of car lot that will let you drive off with the car you want without checking your credit history. This can be a great way to put the bad credit driver behind the wheel of the car they need. On the downside, however, your credit performance on this type of auto loan is usually not reported to the credit bureaus, so this loan will not improve your credit ranking.

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