Bad Credit Auto Loan | Bad Credit Car Loan | Auto Loans | Car Loans & Car Loan Financing

General Car Buying Information

Buying A New Car
A new car is second only to a home as the most expensive purchase many consumers make. According to the National Automobile Dealers Association, the average price of a new car sold in the United States as of June 1998 was $23,480. That’s why it’s important to know how to make a smart deal.

Tips For Buying a Used Car
A disclosure document that gives consumers important purchasing and warranty information, the Buyers Guide tells consumers:

Auto Service Contracts
Buying a car? You also may be encouraged to buy an auto service contract to help protect against unexpected, costly repairs. While it may sound like a good idea, don’t buy in until you understand both the terms of the contract and who is responsible for providing the coverage.

The Federal Trade Commission’s Advice to Dealers Regarding the Used Car Rule
Most car dealers who sell used vehicles must comply with the Federal Trade Commission’s (FTC) Used Car Rule. In fact, car dealers who sell more than five used vehicles in a 12-month period must comply with the Rule. Banks and financial institutions are exempt from the Rule, as are businesses that sell vehicles to their employees, and leasers who sell a leased vehicle to a lessee, an employee of the lessee, or a buyer found by the lessee.

Leasing vs. Buying
Different viewpoints and information on the differences between purchase a new car and leasing it for a fixed term

Bad Credit Articles

Understanding Your Credit Score
Ever wonder how a creditor decides whether to grant you credit? For years, creditors have been using credit scoring systems to determine if you’d be a good risk for credit cards and auto loans.

Auto Loans with Bad Credit
Worried that past credit problems will prevent you from obtaining a new car loan. Don’t Be.

How Can You Avoid Bankruptcy
Financial problems, from high credit card debt to a bad credit rating aren’t necessarily the result of poor money management. Sometimes financial situations beyond our control

Consumers battling debt
Americans spending more than incomes are rising, causing debt to reach record

Credit fuels bankruptcies
New poll shows job loss, pay cuts also contributed to record personal filingsSuffocating credit card debt, a job loss or a pay cut were the top reasons people declared bankruptcy last year, according to a new poll.

Can Your Employer Check Your Credit Report?
There are many things employers cannot ask for under equal employment opportunity laws, but your personal credit history is not one of them.

Get help for debt trouble before learning costly lesson
It’s a myth to think that bankruptcies are caused by the desire to commit fraud. In the largest percentage of cases, bankruptcy is preceded by unexpected budget-breaking expenses of uninsured medical costs or divorce.

Life after bankruptcy
Road to financial recovery is long but navigable, if you explore your options Let’s face it, Americans could use a refresher course when it comes to money management.

Money troubles start young
Bankruptcies filed by people under age 25 soared almost 100 percent nationwide from 1991 to 1999. And by graduation day, nearly 10 percent of college students have saddled themselves with at least $7,000 in credit card debt.

Top 10 Things You Should Know About Credit
The most important things you should know about managing your credit.

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